Same-day approvals · Funds in as little as 24 hours

Business funding at full speed.

$10K to $500K in working capital with a one-page application. When the bank says wait, we say let's go — most approvals land the same day.

★ 4.9 / 5 average rating
$250M+ funded
7,000+ businesses backed

See if you qualify

2-minute form · no impact to your credit score.
🔒 Bank-level encryption · Checking eligibility won't affect your credit
24hrsTypical time to funding
$500KUp to, in working capital
1-pageApplication, no tax returns
550+Minimum credit score
98%Would fund with us again
What we fund

Capital shaped to your business

We're built for speed — but we'll match you to the right product, not just the fastest one.

Our specialty

Quick Business Funding

$10,000 – $500,000

Fast, flexible working capital for when opportunity — or a shortfall — won't wait. Approved on your revenue, not just your credit.

  • Same-day approval decisions
  • Funds in as little as 24 hours
  • Fixed, transparent payments
  • Use it for payroll, inventory, equipment, anything
Get funded fast →

Business Line of Credit

Up to $250,000

Draw what you need, when you need it. Only pay for what you use — and it's there for the next time too.

  • Revolving access
  • Pay interest only on your draw
  • No cost to keep it open
Explore a line →

SBA Loans

$50,000 – $5M

The lowest rates and longest terms available — for owners with the time to do it right. We guide the whole file.

  • Rates from prime + a margin
  • Terms up to 10–25 years
  • We handle the paperwork
See if SBA fits →

Equipment Financing

Up to $1M

Finance the machinery, vehicles, or tech that grows your business — with the equipment itself as collateral.

  • Up to 100% financing
  • The gear secures the loan
  • Potential tax advantages
Finance equipment →

Invoice Factoring

Tied to receivables

Turn unpaid invoices into cash today instead of waiting 30, 60, or 90 days for customers to pay.

  • Advance up to 90% of invoices
  • No new debt on your books
  • Scales as you grow
Unlock receivables →
How it works

Three steps to funded

No branch visits. No stacks of tax returns. No runaround.

1

Apply in minutes

Fill out our one-page application and securely connect three months of bank statements. It takes about 10 minutes — no tax returns needed.

2

Get a real answer today

A dedicated funding specialist reviews your file and comes back with your options — usually the same day. You'll see amounts, terms, and payments up front.

3

Get funded tomorrow

Choose the offer that fits, e-sign, and the money is wired to your account — often within 24 hours of signing.

Start my application →
Why Angelfish

Speed you can feel, terms you can trust

We're a brokerage, which means we shop your file across dozens of funders to land you the best deal — fast.

Genuinely fast

Same-day decisions and next-day funding are the norm here, not the exception. When cash flow is the emergency, hours matter.

No hidden fees

You see the full cost of capital before you sign. No surprise origination charges, no fine-print traps, no games.

One dedicated expert

You get a real person who knows your business and your file — not a call center queue and a new rep every time you phone in.

Approved on revenue

Strong sales but a bruised credit score? We look at how your business actually performs, not just a number on a report.

Options, not one offer

As a broker we compare dozens of lenders for you, so you choose from real alternatives instead of taking whatever one bank hands you.

In your corner

We only win when you do. Our team's goal is to keep you funded and growing for years — not to close one deal and disappear.

Do you qualify?

Most businesses do.

If you've been in business a few months and have steady deposits, there's a good chance we can fund you. Here's the short list.

Check my eligibility →
6+ months in business
Newer? Talk to us — we have startup-friendly options too.
$10K+ in monthly revenue
Consistent deposits matter more than a big balance sheet.
550+ credit score
We weigh business performance heavily, not just personal credit.
A business bank account
Three recent months of statements is all the paperwork we need to start.
Owners like you

Funded, and back to business

Real outcomes from businesses that needed capital to move.

★★★★★
A big order came in and I didn't have the cash to buy inventory. Angelfish had $75K in my account the next morning. That order became my best month ever.
MR
Marcus R.Wholesale distribution · Ohio
★★★★★
Two banks turned me down over my credit. Angelfish actually looked at my sales, approved me the same day, and walked me through every number. No games.
DL
Dana L.Restaurant group · Texas
★★★★★
The line of credit is exactly what a seasonal business needs. I draw in the slow months and pay it down when things pick up. Simple and fast.
PT
Priya T.Landscaping · Florida
Questions

Straight answers

How fast can I actually get funded?
For our quick funding product, many businesses get an approval decision the same day they apply and see funds within 24 hours of signing. SBA loans and larger facilities take longer because there's more underwriting — we'll always tell you the realistic timeline up front.
Will applying hurt my credit score?
No. Checking your eligibility uses a soft pull that doesn't affect your credit score. A hard inquiry only happens later, with your permission, if you move forward with a specific offer.
What do I need to apply?
Just our one-page application and your three most recent business bank statements. For most quick-funding requests we don't need tax returns or a business plan. Larger loans and SBA files may require a bit more documentation.
Is Angelfish Funding a lender?
Angelfish Funding is a business financing brokerage. That means we're not lending our own money — we shop your file across a network of vetted lenders and funders to find you competitive options, then guide you through closing. You're never obligated to accept an offer.
What can I use the funding for?
Almost any legitimate business purpose: payroll, inventory, equipment, marketing, expansion, covering a slow season, or bridging to a big receivable. It's your capital to deploy where your business needs it most.
What if my credit isn't great?
You still have options. Our quick-funding products are underwritten largely on your business's revenue and cash flow, so strong, consistent deposits can outweigh a lower personal credit score. Scores as low as 550 are often workable.

Your capital is waiting.

See your funding options in two minutes — with no impact to your credit.

Apply now →